Planning a wedding or a special event can seem like a full-time job. Between determining your guest list, vendors, food choices and the small details, there is so much to consider to make your dream wedding or event perfect. The last thing you think about is having an insurance policy for your special event. A special events insurance policy acts as your protection from a myriad of claims that might occur on your big day and can even include cancellation or postponement of the event so your deposits are protected.
Consider these claims situations:
- A guest is over-served drinks and decides to drive home. He hits a pedestrian on the way out. While his insurance company is likely on the hook for most of it, you or the venue could be held liable for over-serving this guest.
- You decide to have a winter wedding, but the morning of, the airport is closed and the highways are impassable. You and your guests can’t make it.
- A vendor for your event goes bankrupt the week before and won’t be there.
- The bride or groom is active military and is called to deployment unexpectedly.
Wedding insurance or special event insurance is one of the greatest and affordable insurance policies. Typically starting around $185, this simple insurance policy can mean the difference of getting the wedding you want or settling for what is left after the loss of deposits and other expenses. Protect your special day with this affordable insurance policy. The peace of mind alone is worth the cost!
To learn more about a special event policy, contact 1st Rate Insurance. Our local insurance agency can help you insure everything from your auto and home to your boat and motorcycle. Because we are an independent insurance agent, our agents can shop from over 20 insurance companies to find you the best rates and the coverage that makes sense for your situation. Check out our insurance website 24/7 or to request a quote.