Ken Martin
Consultant
Phone: 425-821-1000
Ken@1stRateIns.com
About Ken
Ken became owner of First Rate Insurance Plus, Inc. in 2000 when he purchased the Agency he had been working at since 1993. He was born and raised in Federal Way, WA. He graduated from Western Washington University. He and his wife Diane reside in Kirkland and have 2 wonderful children. In his spare time he enjoys playing basketball, coaching soccer, working in his shop and enjoying a good cigar.
Stefanie Hegge
Office Manager
Phone: 425-821-1000
Stefanie@1stRateIns.com
About Stefanie
Stefanie was born and raised in Yakima, WA and graduated from East Valley High School. She became a licensed insurance agent in 2015 and started working for 1st Rate Insurance in the Summer of 2016. Stefanie enjoys solving problems and has a passion for Personal Lines Insurance.
Outside of work, Stefanie can be found walking her 4-pound chihuahua around the charming city of Kirkland. Stefanie enjoys the simple pleasures in life that include friends, family, and lots of laughs. Summer activities are her preference, anything out in the sun by the water draws her near.
Kris Arnason AINS®
Insurance Agent
Phone: 425-821-1000
Kris@1stRateIns.com
About Kris
Kris hails from Kirkland graduating from Juanita and the UW (Go Huskies!). She has spent her career in the insurance industry both on the company side, and as an agent. Kris loves meeting new people and in her spare time enjoys spending time with family and friends, travel, gardening, golf, and the Seahawks!
Amy Timmerman
Insurance Agent
Quote Line: 425-433-8481
Direct Fax: 877-771-6142
Amy@1stRateIns.com
About Amy
Amy was born and raised in Maple Valley, Washington. She has been a licensed insurance agent since 2000. She joined the 1st Rate Insurance agency in 2013. Amy has achieved certification as a Trusted Risk Advisor and provides excellent customer service to her clients. She enjoys being presented with new challenges. Her passion for insurance comes from knowing that she has the ability to protect people and their families.
She is the activities director of Cherokee Bay Community in Maple Valley. Amy helps organize events for her community to provide fun, safe family events like movie nights, teen drop-ins, food drives, and beautification of her neighborhood.
In her spare time, Amy enjoys painting and crafting, working with mixed media materials, as well as baking, traveling, and going on adventures with her family’s Australian Shepherd.
Tammy Arsenault
Insurance Agent
Phone: 425-821-1000
Tammy@1stRateIns.com
About Tammy
Tammy is a military brat and lived all over the United States and in Italy, where she graduated from High School at Naples American High School. She has called the PNW home since 1990. Tammy is reentering the Insurance Industry after 18 years of jewelry management. When not working Tammy enjoys spending time with family and friends, hiking, running and is always counting down the days to summer to enjoy the warmth of the sunshine on the water. Tammy is also a huge local sports fan – Go M’s!, Go Hawks! and can be found at many local games.
Chris Eddy
Insurance Agent
Phone: 425-549-3220
Chris@1stRateIns.com
About Chris
Chris was born in California but has lived in the Northwest most of his life. He has been working in the insurance industry since 2015. He and his wife Janet live with their two cats, Loki and Isis and their dog, Cinder.
Kevin Smith
Insurance Agent
Phone: 425-620-1947
Kevin@1stRateIns.com
About Kevin
Kevin was born and raised in the foothills of the Cascades. He obtained his insurance license in early 2020, and is looking forward to helping people insure what is most important to them. Kevin has an extensive background in customer service and sales. He prides himself on his work ethic and accountability. The want to help others succeed is at the very center of who Kevin is.
Kevin loves music and has been performing in a band since high school, playing lead guitar and singing and even touring the local bar scene. He loves good old-fashioned American muscle cars and has a soft spot for corvettes. He is the proud father to 4 children ranging in ages 6 through 15. He loves to go on adventures with them and teach them core values. You will find Kevin exploring the mountains with his friends and family or jamming out with his band in his spare time.
Meghan Joseph
Insurance Agent
Phone: 425-821-1000
Meghan@1stRateIns.com
About Meghan
Meghan was born and raised in WA state. She started her insurance career in August of 2016. Meghan has an extensive background in customer service and community volunteering. She knows how important it is to have the right insurance coverage and wants to make sure her fellow community members are protected. She joined the First Rate team in October of 2020. She moved to Idaho in May of 2022 and is now a full-time remote agent. She is passionate about helping animals and takes care of two dogs at home. You’ll find her out camping every weekend in the summertime with friends and family.
Lynne Bromley
Insurance Agent
Phone: 425-821-1000
Lynne@1stRateIns.com
About Lynne
Lynne Bromley has worked with First Rate Insurance for over 12 years.
She has been a licensed insurance agent for 15 years, specifically dedicating her efforts to personal lines. She focuses on protecting you, your family and your assets.
Lynne’s personal time is spent with her 2 daughters, 5 grandchildren, husband and extended family. She also enjoys cooking, gardening and the beautiful Pacific Northwest!
Laura Young
Insurance Agent
Phone 425-821-1000
Laura@1stRateIns.com
About Laura
Laura is a Washington native and a proud daughter of a Navy veteran. Laura has worked in the Insurance Industry for years dating back to her college days. After becoming a mother of two she decided to be a stay-at-home mother and then returned to working outside the home. Laura has worked in the Mortgage Industry and Banking Industry before returning to Insurance, which she loves and enjoys. When she is not working you will find her doing DIY projects or taking walks with her dog. Laura’s two favorite places to vacation are Big Sky Montana as she’s been on Ski’s since age 3 and then the North Shore of Oahu, HI where she loves to just breathe in the tropical air.
Venesa Nellithara
Insurance Agent
Phone 425-821-4356
Venesa@1stRateIns.com
About Venesa
Venesa Nellithara was born and raised in Southern California and moved to Washington in 2003. She has been an insurance producer in WA state since 2015 licensed in Property & Casualty as well as Life & Disability. She loves spending time with her husband, Joshua; son, Steven; dog, Han Solo and 3 cats, Kiki- Linkin- and Vader. When not writing insurance policies and taking care of her family- she enjoys boating, camping, and the Seahawks.
Rachel Krashowetz
Customer Service Representative
Phone 425-821-1000
Rachel@1stRateIns.com
About Rachel
Rachel was born in Rexburg, Idaho and grew up moving all over the western side of the US every 1-3 years. She moved back to Washington March of 2023 to enjoy nature, be closer to family, and good food of course! Rachel went into the Insurance Industry in 2019 as she enjoys helping others with their ever-changing insurance needs.
Maria Fidelschi
Customer Service Representative
Phone 425-821-1000
Maria@1stRateIns.com
About Maria
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