Switch For The Price,
Stay For The Service!

We are a Kirkland Insurance Agency offering over 20+ insurance companies to find you the best coverage & pricing in Washington.

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Switch For The Service, Stay For The Price!

We are a Kirkland Insurance Agency offering over 20+ insurance companies to find you the best coverage & pricing in Washington.

Local Business Offering Customized Insurance Solutions For Individuals in Washington

First Rate Insurance serves the personal insurance needs of individuals and families in Washington state. Let our agents shop from over 20 companies for your auto insurance, home insurance, umbrella insurance, life insurance, motorcycle insurance, PWC insurance, boat insurance, long-term care insurance, or RV insurance.

Personal Insurance

Auto, Home, Life Insurance & Much More…

Whether you are beginning your search for car insurance, searching for a low rate or a new auto insurance plan altogether, First Rate Insurance Plus is here for you!  By allowing our insurance agents to quote you, you’ll save time, money and get the best coverage.

Float easy knowing your First Rate Insurance Plus specialized boat insurance policy is just right for your boat or personal watercraft.  Just like automobile insurance, we make boat insurance easy and affordable. Ask us about your boat insurance options today.

You have made a large investment by purchasing a home. Sleep soundly with the protection of a Homeowners Insurance policy from First Rate Insurance Plus in Kirkland!  Homeowners insurance protection is crucial when owning a home.

At First Rate Insurance Plus in Kirkland, we will build a customized motorcycle insurance policy, specific to your needs. Our program can include full replacement cost, accessory coverage, comprehensive and collision coverage, bodily injury and more.

Voted Best Kirkland Insurance Agent

First Rate Insurance Plus has been selected twelve consecutive years in a row for the Best of Kirkland Awards for Insurance Agents, Brokers & Service and now qualifies for the 2023 Kirkland Business Hall of Fame.

From Our Blog

Never Settle For Cheap Boat Insurance

As summer approaches, many of you are eagerly preparing to take your boats out on the water or perhaps even considering purchasing a new one. When it comes to insuring your boat, it’s important to prioritize having the right coverage rather than simply opting for the least expensive policy. While boating season offers incredible fun...

Spring Cleaning: Refresh Your Home with Ease

Spring is the perfect time to dive into a deep cleaning session for your home. Instead of overwhelming yourself with an extensive checklist, let’s focus on five key things to keep in mind when tackling your spring cleaning tasks. Keep it, Store It, or Donate It Cleaning out your house becomes simpler when you apply...

Dealing with a Car Accident: Steps to Take and Important Considerations

Getting involved in a car accident can be an incredibly distressing experience. However, being prepared and knowing how to handle the situation can help you navigate the shock and ensure that you have the necessary documentation to support your claim. While accidents can happen to any driver, whether their vehicle is parked or in motion,...

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