Switch For The Price,
Stay For The Service!

We are a Kirkland Insurance Agency offering over 20+ insurance companies to find you the best coverage & pricing in Washington.

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Switch For The Service, Stay For The Price!

We are a Kirkland Insurance Agency offering over 20+ insurance companies to find you the best coverage & pricing in Washington.

Local Business Offering Customized Insurance Solutions For Individuals in Washington

First Rate Insurance serves the personal insurance needs of individuals and families in Washington state. Let our agents shop from over 20 companies for your auto insurance, home insurance, umbrella insurance, life insurance, motorcycle insurance, PWC insurance, boat insurance, long-term care insurance, or RV insurance.

Personal Insurance

Auto, Home, Life Insurance & Much More…

Whether you are beginning your search for car insurance, searching for a low rate or a new auto insurance plan altogether, First Rate Insurance Plus is here for you!  By allowing our insurance agents to quote you, you’ll save time, money and get the best coverage.

Float easy knowing your First Rate Insurance Plus specialized boat insurance policy is just right for your boat or personal watercraft.  Just like automobile insurance, we make boat insurance easy and affordable. Ask us about your boat insurance options today.

You have made a large investment by purchasing a home. Sleep soundly with the protection of a Homeowners Insurance policy from First Rate Insurance Plus in Kirkland!  Homeowners insurance protection is crucial when owning a home.

At First Rate Insurance Plus in Kirkland, we will build a customized motorcycle insurance policy, specific to your needs. Our program can include full replacement cost, accessory coverage, comprehensive and collision coverage, bodily injury and more.

Voted Best Kirkland Insurance Agent

First Rate Insurance Plus has been selected twelve consecutive years in a row for the Best of Kirkland Awards for Insurance Agents, Brokers & Service and now qualifies for the 2023 Kirkland Business Hall of Fame.

From Our Blog

Vacancy Loss Coverage Bellevue: Safeguard Rental Income When Units Sit Vacant

Vacancy Loss Coverage Bellevue: Safeguard Rental Income When Units Sit Vacant

Protect your rental income with vacancy loss coverage in Bellevue. Learn how to safeguard properties when units sit empty and maintain cash flow.
Bothell Multi Unit Insurance: Coverage Designed for Multi‑Unit Properties

Bothell Multi Unit Insurance: Coverage Designed for Multi‑Unit Properties

Get comprehensive Bothell multi-unit insurance coverage tailored for apartment buildings and rental properties with flexible protection options.
Bothell Excess Liability Insurance: Extra Protection For Your Business And Home

Bothell Excess Liability Insurance: Extra Protection For Your Business And Home

Protect your Bothell business and home with excess liability insurance coverage beyond standard limits.

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