Switch For The Price,
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We are a Kirkland Insurance Agency offering over 20+ insurance companies to find you the best coverage & pricing in Washington.

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Switch For The Service, Stay For The Price!

We are a Kirkland Insurance Agency offering over 20+ insurance companies to find you the best coverage & pricing in Washington.

Local Business Offering Customized Insurance Solutions For Individuals in Washington

First Rate Insurance serves the personal insurance needs of individuals and families in Washington state. Let our agents shop from over 20 companies for your auto insurance, home insurance, umbrella insurance, life insurance, motorcycle insurance, PWC insurance, boat insurance, long-term care insurance, or RV insurance.

Personal Insurance

Auto, Home, Life Insurance & Much More…

Whether you are beginning your search for car insurance, searching for a low rate or a new auto insurance plan altogether, First Rate Insurance Plus is here for you!  By allowing our insurance agents to quote you, you’ll save time, money and get the best coverage.

Float easy knowing your First Rate Insurance Plus specialized boat insurance policy is just right for your boat or personal watercraft.  Just like automobile insurance, we make boat insurance easy and affordable. Ask us about your boat insurance options today.

You have made a large investment by purchasing a home. Sleep soundly with the protection of a Homeowners Insurance policy from First Rate Insurance Plus in Kirkland!  Homeowners insurance protection is crucial when owning a home.

At First Rate Insurance Plus in Kirkland, we will build a customized motorcycle insurance policy, specific to your needs. Our program can include full replacement cost, accessory coverage, comprehensive and collision coverage, bodily injury and more.

Voted Best Kirkland Insurance Agent

First Rate Insurance Plus has been selected twelve consecutive years in a row for the Best of Kirkland Awards for Insurance Agents, Brokers & Service and now qualifies for the 2023 Kirkland Business Hall of Fame.

From Our Blog

How to do your part to reduce wildfires this summer

It is that time of year when we like to remind you of the importance of wildfire prevention. Preventing a wildfire requires a collective effort and best practices need to be utilized to lower our risk. Did you know the majority of wildfires are caused by humans? According to Wildland Fire Management Information, humans cause...

An update on auto & home insurance rates in 2023

Inflation Continues to Impact Insurance Policy Premiums in 2023 We all feel the impact of inflation. Whether it is at the gas station, grocery store and your insurance policies at renewal. Unfortunately, the insurance industry continues to be impacted as insurance carriers are forced to adjust their risk based on inflation and claims. We know...

Proper insurance coverage for your summer activities

Summer is near! With the start of a new season, you may be looking forward to the activities that are typically enjoyed during the summer season. Whether you plan to take road trips, use your dirt bike or ATV, swim at your home or spending time on your boat, you may wait all year to...

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