Switch For The Price,
Stay For The Service!

We are a Kirkland Insurance Agency offering over 20+ insurance companies to find you the best coverage & pricing in Washington.

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Switch For The Service, Stay For The Price!

We are a Kirkland Insurance Agency offering over 20+ insurance companies to find you the best coverage & pricing in Washington.

Get A Quote About Us

Local Business Offering Customized Insurance Solutions For Individuals in Washington

First Rate Insurance serves the personal insurance needs of individuals and families in Washington state. Let our agents shop from over 20 companies for your auto insurance, home insurance, umbrella insurance, life insurance, motorcycle insurance, PWC insurance, boat insurance, long-term care insurance, or RV insurance.

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Personal Insurance

Auto, Home, Life Insurance & Much More…

Explore Personal Insurance Options

Auto Insurance

Auto Insurance Kirkland, WA

Whether you are beginning your search for car insurance, searching for a low rate or a new auto insurance plan altogether, First Rate Insurance Plus is here for you!  By allowing our insurance agents to quote you, you’ll save time, money and get the best coverage.

Boat Insurance

Boat Insurance Kirkland, WA

Float easy knowing your First Rate Insurance Plus specialized boat insurance policy is just right for your boat or personal watercraft.  Just like automobile insurance, we make boat insurance easy and affordable. Ask us about your boat insurance options today.

Homeowners Insurance

Home Insurance Kirkland, WA

You have made a large investment by purchasing a home. Sleep soundly with the protection of a Homeowners Insurance policy from First Rate Insurance Plus in Kirkland!  Homeowners insurance protection is crucial when owning a home.

Motorcycle Insurance

Motorcycle Insurance Kirkland, WA

At First Rate Insurance Plus in Kirkland, we will build a customized motorcycle insurance policy, specific to your needs. Our program can include full replacement cost, accessory coverage, comprehensive and collision coverage, bodily injury and more.

Voted Best Kirkland Insurance Agent

First Rate Insurance Plus has been selected twelve consecutive years in a row for the Best of Kirkland Awards for Insurance Agents, Brokers & Service and now qualifies for the 2023 Kirkland Business Hall of Fame.

From Our Blog

Utilization of the latest technology to reduce your likelihood of a claim

Technology has made significant strides in the past five years, offering homeowners the ability to control and monitor various aspects of their homes through mobile devices and Wi-Fi-enabled routers. By incorporating do-it-yourself tech items into your home, you can mitigate the risk of insurance claims related to burglary, water damage, fire, and freezing damage. Consider...

How to protect your home while away on vacation

Summer is the perfect time to embark on a well-deserved vacation, but it’s crucial to take precautions to protect your home while you’re away. By implementing simple measures and adopting preventive strategies, you can deter potential thieves and ensure the safety of your property. When it comes to safeguarding your home during vacation, there are...

Wildfires, home insurance & staying safe during poor air quality days

With an increase in wildfires over the last few years, some insurance carriers around the country have needed to make adjustments to home insurance policies. Here are two common scenarios we are seeing: Depending on the state you live in, there is limited or no home insurance coverage for homes located in high-risk areas. An...

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Po Box 513
Kirkland, WA 98083
 (425) 821-1000
 Support.10158@Trucordia.com
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