Switch For The Price,
Stay For The Service!

We are a Kirkland Insurance Agency offering over 20+ insurance companies to find you the best coverage & pricing in Washington.

Request A Quote From A Licensed Agent

Switch For The Service, Stay For The Price!

We are a Kirkland Insurance Agency offering over 20+ insurance companies to find you the best coverage & pricing in Washington.

Get A Quote About Us

Local Business Offering Customized Insurance Solutions For Individuals in Washington

First Rate Insurance serves the personal insurance needs of individuals and families in Washington state. Let our agents shop from over 20 companies for your auto insurance, home insurance, umbrella insurance, life insurance, motorcycle insurance, PWC insurance, boat insurance, long-term care insurance, or RV insurance.

Request A Quote

Personal Insurance

Auto, Home, Life Insurance & Much More…

Explore Personal Insurance Options

Auto Insurance

Auto Insurance Kirkland, WA

Whether you are beginning your search for car insurance, searching for a low rate or a new auto insurance plan altogether, First Rate Insurance Plus is here for you!  By allowing our insurance agents to quote you, you’ll save time, money and get the best coverage.

Boat Insurance

Boat Insurance Kirkland, WA

Float easy knowing your First Rate Insurance Plus specialized boat insurance policy is just right for your boat or personal watercraft.  Just like automobile insurance, we make boat insurance easy and affordable. Ask us about your boat insurance options today.

Homeowners Insurance

Home Insurance Kirkland, WA

You have made a large investment by purchasing a home. Sleep soundly with the protection of a Homeowners Insurance policy from First Rate Insurance Plus in Kirkland!  Homeowners insurance protection is crucial when owning a home.

Motorcycle Insurance

Motorcycle Insurance Kirkland, WA

At First Rate Insurance Plus in Kirkland, we will build a customized motorcycle insurance policy, specific to your needs. Our program can include full replacement cost, accessory coverage, comprehensive and collision coverage, bodily injury and more.

Voted Best Kirkland Insurance Agent

First Rate Insurance Plus has been selected twelve consecutive years in a row for the Best of Kirkland Awards for Insurance Agents, Brokers & Service and now qualifies for the 2023 Kirkland Business Hall of Fame.

From Our Blog

Kirkland, WA Insurance Agent

Five reasons to have a local, independent insurance agent

There are many ways to shop for car insurance, home insurance…
Camping Safety Louisiana

Camping Basics in Washington

A camping trip is one of the great adventures a person (or family)…

Contact Us

Contact Us

820 Market St # 1
Kirkland, WA 98033
 Get Directions
 (425) 821-1000
 support@1strateins.com
24 Hour Turn Around Time
 Mo,Tu,We,Th,Fr 8:00 am – 5:00 pm
© Copyright - First Rate Insurance Plus, Inc.
Website Design by Tosten Marketing LLC