Switch For The Price,
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We are a Kirkland Insurance Agency offering over 20+ insurance companies to find you the best coverage & pricing in Washington.

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Switch For The Service, Stay For The Price!

We are a Kirkland Insurance Agency offering over 20+ insurance companies to find you the best coverage & pricing in Washington.

Local Business Offering Customized Insurance Solutions For Individuals in Washington

First Rate Insurance serves the personal insurance needs of individuals and families in Washington state. Let our agents shop from over 20 companies for your auto insurance, home insurance, umbrella insurance, life insurance, motorcycle insurance, PWC insurance, boat insurance, long-term care insurance, or RV insurance.

Personal Insurance

Auto, Home, Life Insurance & Much More…

Whether you are beginning your search for car insurance, searching for a low rate or a new auto insurance plan altogether, First Rate Insurance Plus is here for you!  By allowing our insurance agents to quote you, you’ll save time, money and get the best coverage.

Float easy knowing your First Rate Insurance Plus specialized boat insurance policy is just right for your boat or personal watercraft.  Just like automobile insurance, we make boat insurance easy and affordable. Ask us about your boat insurance options today.

You have made a large investment by purchasing a home. Sleep soundly with the protection of a Homeowners Insurance policy from First Rate Insurance Plus in Kirkland!  Homeowners insurance protection is crucial when owning a home.

At First Rate Insurance Plus in Kirkland, we will build a customized motorcycle insurance policy, specific to your needs. Our program can include full replacement cost, accessory coverage, comprehensive and collision coverage, bodily injury and more.

Voted Best Kirkland Insurance Agent

First Rate Insurance Plus has been selected twelve consecutive years in a row for the Best of Kirkland Awards for Insurance Agents, Brokers & Service and now qualifies for the 2023 Kirkland Business Hall of Fame.

From Our Blog

Simple Tips for A Memorable Summer Barbecue

Summer is a season filled with warmth, sunshine, and the perfect opportunity to gather with friends and family for a delightful BBQ. Whether you choose to fire up the grill in your own backyard or head to a local park, these moments spent in the company of loved ones are truly memorable. But what exactly...

Considering The Risks Before Buying A Vacation Property

Owning a secondary home or vacation property can be an incredibly fulfilling experience, offering you the opportunity to create lasting memories. However, it’s important to recognize that owning a vacation home comes with unique responsibilities and maintenance requirements. Whether you’re purchasing a lakeside cabin just a few miles away or an oceanfront condo in Hawaii...

Preventing Foodborne Illness In Your Home

Foodborne illnesses affect a significant number of Americans each year, with approximately 48 million people falling ill, according to the Centers for Disease Control and Prevention. These illnesses occur when we consume contaminated food or beverages. It is essential to understand how to prevent foodborne illnesses in our homes and adopt safe practices while grocery...

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