Switch For The Price,
Stay For The Service!

We are a Kirkland Insurance Agency offering over 20+ insurance companies to find you the best coverage & pricing in Washington.

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Switch For The Service, Stay For The Price!

We are a Kirkland Insurance Agency offering over 20+ insurance companies to find you the best coverage & pricing in Washington.

Get A Quote About Us

Local Business Offering Customized Insurance Solutions For Individuals in Washington

First Rate Insurance serves the personal insurance needs of individuals and families in Washington state. Let our agents shop from over 20 companies for your auto insurance, home insurance, umbrella insurance, life insurance, motorcycle insurance, PWC insurance, boat insurance, long-term care insurance, or RV insurance.

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Personal Insurance

Auto, Home, Life Insurance & Much More…

Explore Personal Insurance Options

Auto Insurance

Auto Insurance Kirkland, WA

Whether you are beginning your search for car insurance, searching for a low rate or a new auto insurance plan altogether, First Rate Insurance Plus is here for you!  By allowing our insurance agents to quote you, you’ll save time, money and get the best coverage.

Boat Insurance

Boat Insurance Kirkland, WA

Float easy knowing your First Rate Insurance Plus specialized boat insurance policy is just right for your boat or personal watercraft.  Just like automobile insurance, we make boat insurance easy and affordable. Ask us about your boat insurance options today.

Homeowners Insurance

Home Insurance Kirkland, WA

You have made a large investment by purchasing a home. Sleep soundly with the protection of a Homeowners Insurance policy from First Rate Insurance Plus in Kirkland!  Homeowners insurance protection is crucial when owning a home.

Motorcycle Insurance

Motorcycle Insurance Kirkland, WA

At First Rate Insurance Plus in Kirkland, we will build a customized motorcycle insurance policy, specific to your needs. Our program can include full replacement cost, accessory coverage, comprehensive and collision coverage, bodily injury and more.

Voted Best Kirkland Insurance Agent

First Rate Insurance Plus has been selected twelve consecutive years in a row for the Best of Kirkland Awards for Insurance Agents, Brokers & Service and now qualifies for the 2023 Kirkland Business Hall of Fame.

From Our Blog

Low Deductible Landlord Policy: Cut Costs Without Compromising Coverage

Low Deductible Landlord Policy: Cut Costs Without Compromising Coverage

Explore low deductible landlord policies that protect your investment while reducing out-of-pocket costs without sacrificing essential coverage.

Tire Safety

Ensuring the safety of your vehicle extends beyond just maintaining its mechanical components; it also involves regularly inspecting your tires for signs of wear and potential hazards. While tire pressure is important, there are other crucial aspects of tire safety that deserve attention. Familiarize yourself with these five signs indicating that it may be time...

Matching Your Classic Car Insurance to Your Use and Needs

For those of us who have a passion for collecting classic cars, it’s important to have an insurance policy that aligns with our specific use and ensures the appropriate value coverage for these valuable assets. Insuring a classic car is different from insuring your everyday vehicle. Classic car insurance policies are typically more affordable and...

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Contact Us

Po Box 513
Kirkland, WA 98083
 (425) 821-1000
 [email protected]
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