Switch For The Price,
Stay For The Service!

We are a Kirkland Insurance Agency offering over 20+ insurance companies to find you the best coverage & pricing in Washington.

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Switch For The Service, Stay For The Price!

We are a Kirkland Insurance Agency offering over 20+ insurance companies to find you the best coverage & pricing in Washington.

Get A Quote About Us

Local Business Offering Customized Insurance Solutions For Individuals in Washington

First Rate Insurance serves the personal insurance needs of individuals and families in Washington state. Let our agents shop from over 20 companies for your auto insurance, home insurance, umbrella insurance, life insurance, motorcycle insurance, PWC insurance, boat insurance, long-term care insurance, or RV insurance.

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Personal Insurance

Auto, Home, Life Insurance & Much More…

Explore Personal Insurance Options

Auto Insurance

Auto Insurance Kirkland, WA

Whether you are beginning your search for car insurance, searching for a low rate or a new auto insurance plan altogether, First Rate Insurance Plus is here for you!  By allowing our insurance agents to quote you, you’ll save time, money and get the best coverage.

Boat Insurance

Boat Insurance Kirkland, WA

Float easy knowing your First Rate Insurance Plus specialized boat insurance policy is just right for your boat or personal watercraft.  Just like automobile insurance, we make boat insurance easy and affordable. Ask us about your boat insurance options today.

Homeowners Insurance

Home Insurance Kirkland, WA

You have made a large investment by purchasing a home. Sleep soundly with the protection of a Homeowners Insurance policy from First Rate Insurance Plus in Kirkland!  Homeowners insurance protection is crucial when owning a home.

Motorcycle Insurance

Motorcycle Insurance Kirkland, WA

At First Rate Insurance Plus in Kirkland, we will build a customized motorcycle insurance policy, specific to your needs. Our program can include full replacement cost, accessory coverage, comprehensive and collision coverage, bodily injury and more.

Voted Best Kirkland Insurance Agent

First Rate Insurance Plus has been selected twelve consecutive years in a row for the Best of Kirkland Awards for Insurance Agents, Brokers & Service and now qualifies for the 2023 Kirkland Business Hall of Fame.

From Our Blog

Understanding Flood Insurance: Why Every Homeowner Should Be Prepared

Floods can strike anywhere in the United States, as evidenced by FEMA’s data showing flood claims occurring in every state, with an average claim cost exceeding $31,000. It’s a common misconception that only properties situated near streams, rivers, or bodies of water are at risk. The reality is that heavy rainfall can overwhelm drainage systems,...

Understanding Why Auto Insurance Rates Go Up

The auto insurance industry has experienced a consistent increase in premiums, which may have caught the attention of many individuals. While our agency represents several top insurance companies in the country and can provide quotes from multiple sources, it is important to understand the reasons behind this upward trend in premiums. Several factors contribute to...

Parental Liability With Our Children’s Actions

Our children hold a special place in our hearts, and as parents, their well-being and safety become our utmost priority. However, it’s important to recognize that as they grow and explore the world, their actions can have implications that extend beyond their immediate surroundings. In many states, parents bear sole responsibility for the actions of...

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Po Box 513
Kirkland, WA 98083
 (425) 821-1000
 Support.10158@Trucordia.com
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