Switch For The Price,
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We are a Kirkland Insurance Agency offering over 20+ insurance companies to find you the best coverage & pricing in Washington.

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Switch For The Service, Stay For The Price!

We are a Kirkland Insurance Agency offering over 20+ insurance companies to find you the best coverage & pricing in Washington.

Local Business Offering Customized Insurance Solutions For Individuals in Washington

First Rate Insurance serves the personal insurance needs of individuals and families in Washington state. Let our agents shop from over 20 companies for your auto insurance, home insurance, umbrella insurance, life insurance, motorcycle insurance, PWC insurance, boat insurance, long-term care insurance, or RV insurance.

Personal Insurance

Auto, Home, Life Insurance & Much More…

Whether you are beginning your search for car insurance, searching for a low rate or a new auto insurance plan altogether, First Rate Insurance Plus is here for you!  By allowing our insurance agents to quote you, you’ll save time, money and get the best coverage.

Float easy knowing your First Rate Insurance Plus specialized boat insurance policy is just right for your boat or personal watercraft.  Just like automobile insurance, we make boat insurance easy and affordable. Ask us about your boat insurance options today.

You have made a large investment by purchasing a home. Sleep soundly with the protection of a Homeowners Insurance policy from First Rate Insurance Plus in Kirkland!  Homeowners insurance protection is crucial when owning a home.

At First Rate Insurance Plus in Kirkland, we will build a customized motorcycle insurance policy, specific to your needs. Our program can include full replacement cost, accessory coverage, comprehensive and collision coverage, bodily injury and more.

Voted Best Kirkland Insurance Agent

First Rate Insurance Plus has been selected twelve consecutive years in a row for the Best of Kirkland Awards for Insurance Agents, Brokers & Service and now qualifies for the 2023 Kirkland Business Hall of Fame.

From Our Blog

Discover Multiple Ways to Save on Your Energy Bill Each Month

Saving money is always a welcome endeavor, especially when it involves taking a few simple steps. Electricity bills can quickly accumulate, but by implementing a few minor changes, you can lower those bills and allocate the saved funds for other purposes in your monthly budget. Follow these easy steps to reduce your energy consumption and...

How to ensure a safe and spooktacular Halloween

Halloween, a beloved holiday for many, brings joy through fun-sized candy, DIY costumes, spooky decorations, and pumpkin carving. However, it’s crucial to be mindful of potential risks that can lead to expensive liability claims. Follow these five tips to ensure a safe and enjoyable Halloween for everyone involved. Prepare Your Home for Trick-or-Treaters: Even if...

How To Be Prepared For a Power Outage

Power outages can occur for various reasons, not just due to bad weather. Being prepared for such situations can make a significant difference in terms of safety and peace of mind in your home. While it’s easy to assume that a power outage won’t affect you, taking proactive measures can save you from unnecessary stress...

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