• Safeco Slider
  • Progressive Slider
  • Metlife Slider
  • Hartford Slider
  • PEMCO Slider
  • 1st Rate Building Slider

“Switch for the price, stay for the service!”

Welcome to First Rate Insurance Plus!

First Rate Insurance Plus in Kirkland, WA serves the personal insurance needs of individuals and families in Washington state. Let our agents shop from over 20 companies for your auto, home, landlord, dwelling fire, mobile home, umbrella, life, motorcycle, PWC, boat, long-term care, or RV insurance.

Auto Insurance Kirkland, WA

Whether you are beginning your search for car insurance, searching for a low rate or a new auto insurance plan altogether, First Rate Insurance Plus is here for you!  By allowing our insurance agents to quote … Continue Reading

Home Insurance Kirkland, WA

You have made a large investment by purchasing a home. Sleep soundly with the protection of a Homeowners Insurance policy from First Rate Insurance Plus in Kirkland!  Homeowners insurance protection is crucial when owning a home.
Home Insurance in … Continue Reading

Umbrella Insurance Kirkland, WA

A personal umbrella policy in Kirkland is the ultimate way to protect your assets and your future. In addition to your standard lines of coverage, a personal umbrella provides an extra level of protection.
Above and Beyond Insurance Protection – … Continue Reading

Boat Insurance Kirkland, WA

Float easy knowing your First Rate Insurance Plus specialized boat insurance policy is just right for your boat or personal watercraft.  Just like automobile insurance, we make boat insurance easy and affordable. Ask …Continue Reading

Motorcycle 300200

At First Rate Insurance Plus in Kirkland, we will build a customized motorcycle insurance policy, specific to your needs. Our program can include full replacement cost, accessory coverage, comprehensive and collision coverage, bodily injury and … Continue Reading

Landlord Insurance Policy Kirkland, WA

If you own a rental property in Washington, homeowner’s insurance alone may not protect you from the unique situations that landlords face.  Whether you have multiple properties or you are renting out your home or condo for vacation purposes, a … Continue Reading


First Rate Insurance Plus
820 Market Street, #1
Kirkland, WA 98033
Main number: 425-821-1000
Toll-Free: 800-244-6130
Email: info@1strateins.com

First Rate Insurance Plus Testimonials

We used First Rate Insurance to set up a SR 22. Lynne Bromley was my agent and was absolutely fabulous. First Rate deals with SR 22 Insurance all the time, and Lynne was extremely knowledgeable. – by Darla S.
I justJuliana P.

I had been with one of the large companies (not the gecko) for years and when I bought my new car, I stated wondering if I was really getting such a great deal anymore…1st Rate saved me $960.00 a yearAnonymous

Thank you Lynne! – You’re first rate in my book!!Kevin

When our agent Jack noticed our rates were going up he took the time to investigate the reason. He was able to switch our policy to one that not only gives us better coverage, but will save us $1200.oo aC. Gleed

First Rate saved me $ and time vs. what I found on the internet. Nice to know someone is there to help who understands the business!K. Crawford

I want to thank you so much for your superb customer service! It has truly been a pleasure to work with you and I will definitely be recommending 1st Rate insurance to anyone with insurance needs. While ISarah B.

First Rate Insurance saved me over 35% on my auto insurance, and gave me better coverage. I’m just mad I didn’t call them earlier.Anonymous

I have been a customer of 1st Rate Insurance Plus for almost 9 years. I just want to let you know that your company has the most reliable, friendly, helpful, and honest service I have ever experienced. I have beenL. Doody

First Rate Insurance has been there when my family has needed help with our policies, always going above and beyond, and exceeding our expectations. Yes, we are saving money over our previous insurer, but their excellent customer service is priceless.D. Christen

Thank you for the fast turnaround on this, and previous insurance requests.  I really appreciate working with someone who’s ready to do something as soon as I am.A. Olson

Best of Kirkland 2015

Winner of Best of Kirkland!
We’re so thrilled for the 4th year in a row …Continue Reading

Kirkland Chamber PIA

About First Rate Insurance Plus

First Rate Insurance serves the personal insurance needs of individuals and families in Washington state. Let our agents shop from over 20 companies for your auto insurance, home insurance, umbrella insurance, life insurance, motorcycle insurance, PWC insurance, boat insurance, long-term care insurance, or RV insurance.

We don’t close at lunchtime, we return all phone and e-mail messages, and everyone that works here is a licensed insurance agent. Quite simply, we come to work with one goal… do what is best for the customer.

Whether you have never had a ticket or accident or your driving record is shall we say, not perfect, we can help you quickly and easily submit your application for a free Auto, Home, Landlord, Life, Boat, RV, and Motorcycle insurance quote using our easy to use website.

From our Blog